I recently listened to an article from APM American RadioWorks about colleges who are "lowering" their prices.  The woman interviewed for the podcast, Sandy Baum of George Washington University, had the gall to say that no students pay "sticker price" for their education...

What?!?

I, personally, have never paid anything BUT "sticker price."  When I attended Northern Virginia Community College, I paid 18.35/credit hour, one class at a time, to complete my community college degree.  At the time that was "sticker price."  When I left that college the tuition rates had moved to $22/credit hour, still a reasonable rate for someone to pay their way through school.  When I finished my bachelors degree at the University of Phoenix in 1998, I still paid "sticker price" for my education.  And now, with my Masters Degree completed I am looking at nearly $75,000 in student loans to pay off for the rest of my life.  All institutions, I attended, were more than happy to let me pay "sticker price" for my education.  Now, I have mortgaged my retirement.  

Did any of these institutions offer me assistance other than pointing me to the Student Loan programs?  No.  In fact, when I was accepted to the University of Central Florida, when I completed my Associates degree, I applied for 37 different scholarships, pulling out anything that might help me qualify (learning disabilities, non-traditional student, child of a veteran...), and not a single scholarship found me a qualifying candidate for their awards.  I was completely broke, no savings, no real income, and still I could not qualify for any of the "relief" money available.  

So, no, Sandy Baum, I do not agree, at all, with your assertions that nearly every student doesn't actually pay sticker price.  I paid "sticker price" as did the vast majorities of my peers.

If you made it this far in my BLOG, please take my survey and tell me how you paid for school after high school.  I don't believe that academics should be studying themselves, as they cannot be completely objective.  Let's put our voices together and find out the reality of our educational lives.

When I began my Master's degree program, I was inspired to encourage critical thinking and self-education...  Then reality kicked in...

It is my experience that many business leaders do not want their staff members making independent decisions; then become frustrated when the staff is afraid to make a decision.  I observed many situations like this in my daily work as well as stories related by others.  Independent thought and critical thinking, to find answers (or even to cry out the emperor has no clothes), is a great asset to an organization; many seem to feel that this causes mistakes the company cannot afford.  So, what do manager's do?  They instill fear and highly restrictive procedures that thwart creative thought and eventually... fear of ever making a decision.  

The Milgram Obedience Experiment, and the Stanford Prison experiment, teach us that the person to stand up and state this is 'wrong' is the exception...not the rule.  The culture of an organization can breed either free thinking and discourse, or fear of reprisal.  

In one experience, related to me, a manager stated that he didn't want his staff to "touch anything they shouldn't" and broke down the training into a manual a first grader would use.  I am all for providing learners with information to help them be successful; but, when we break down the task to the nth degree we breed out their ability to reason and find answers themselves.  They then become paralyzed and would rather ask and have someone else take responsibility for the decision.  This slows progress and, in some situations, it could cost much more than just a few dollars off the bottom line.

Along with this corporate resistance to staff members making independent decisions, is the mentality that "training will fix it."  If a corporation's staff is told what to do, and how to do, each piece of their job, they are going to have to understand that training will NOT always fix the problem.  

Let's take a new application just downloaded from the app store, of your choice.  Do you receive "training" on how to use your banking app?  No, and this is about managing your money!  Do you receive training on how to play Words with Friends? No.  Sure, many of these applications do have links to rules or commonly asked questions, but they also assume that if you want to use these apps you will "figure it out."  This is applied critical thinking.  I have touted the brilliance of Jane McGonigal's book "Reality is Broken" time and time again.  She speaks to how gaming creates critical thinking and if we embrace that paradigm shift and help staff members become empowered and able to understand the reasons behind the policies and procedures we follow each day. 

Sure it is a leap to trust employees.  However, the lack of trust, of employees, breeds contempt and fear.  Those who feel valued and trusted will return the positive feelings through hard, and diligent, work.

Whew!  What a long week and what a long time preparing for the Bold Technologies User Conference.  This year the company introduced the first full day train-the-trainer course.  This was my first opportunity, since completing my Master's degree, to deliver a course I designed from the ground up, and delivered for a full classroom.  Sure, I have trained others to train in my career.  What made this so special was my ability to share my, recently acquired, knowledge to those who too wish to follow this path.  

This course had some interesting and lively conversations.  As per usual, I learned some things from my learners that I will apply to future classes. Still, a great number of learners appreciated the shift in focus from just training to engaging adult learners and addressing the fears and challenges many adult learners bring to the learning environment.

This year we helped build new relationships, and cement old ones, by introducing a "team" concept where we all could earn points by attending courses and visiting vendors.  We had the most interactive final day ever; by having a final quiz show game pitting the teams in one final battle.  I had a great time hosting the final quiz show.  I want to thank everyone who so energetically participated.  While there is still some dispute as to the collection of points, all had a great time and were able to interact with people they may never have without the game.  

Well, it is official... I am a Master of Arts in Education.  I can hardly believe that when I started at the Academy of Art University for a second bachelors degree in Photography that I would find myself in 2012 finishing my Masters degree in Adult Education and Training. So, what brought me all the way from Photography to Education in just under four years?  Am I fickle?  Yes.  Am I someone who wants to get the most out of the education I seek?  Yes.  Am I someone who loves learning new things?  Yes.

After starting back to college in 2008 for a second Bachelors degree in Photography, in just a few more weeks I complete my Master's degree in Adult Education and Training.  This was a long and meandering path to this degree but learned some really important lessons along the way.  If you know me, I wouldn't have it any other way!  :)

Lesson 1
Go back to school only when you can pay for it out of savings, pocket or through investments.  When I finish my degree I will have nearly $70,000 in student loans and interest to repay.  At nearly 43 years old, if I can afford the equivalent of a really nice car payment for the next 10 years, I will have only 10 more years to really sock money away for a legitimate retirement.  

Lesson 2
Find a way to 'try before you buy.'  I spent a year in the second bachelors degree program for photography, then another year in the Master's degree program, thinking that the programs would help me learn the skills I needed to make my artistic image, in my view finder, come out as an equally interesting image for others to enjoy.  However, what I learned was about being an artist and how to critique others.  My lighting course was the one course I was sure would teach me about the mechanics of my photographs.  After two years and $40,000 in student loans, I realized that I was never going to be a commercial photographer in order to pay that money back.  

So, I began hunting for a new program.  I found the University of the Rockies and their Organizational Leadership program.  I was very excited by the program because it was touted as the "soft skills MBA."  That sounded very interesting to me, I liked that the school had previously focused only on clinical psychology but had begun offering an Organizational Leadership program.  What I didn't know was the program was piggy-backing off of the current clinical psychology courses.  While there are similar concepts to learn, the application is very different.  I realized during my first semester, and after another $5,000 in tuition and costs, that this was not the right choice either.  So, now I am pushing $50,000 in debt and no degree.  

One of my professors at the University of the Rockies noted on one of my assignments that I was a "natural teacher."  This sparked my thoughts toward an education Master's degree.  There I found the University of Phoenix program for Adult Education and Training.  This sounded, on paper, to be the very best choice for me.  I was already a trainer teaching adults.  Still, the program, while interesting and informative, was not a "home run" for me.  This program was much more like a law school degree.  We spend two years learning theory, and practice waits for after completion.  

I can say I did learn many things during this last 18 months and I worked very hard to apply the theories within my current position.  However, I felt that there were a lot of K-12 educators who could not relate to the differences of adult learners in a corporate environment.  Understanding that adults, coming to training, come from a range of backgrounds and attitudes toward education, is vital to offering a positive experience for adult trainees.  

Don't get me wrong, I am proud of my accomplishment, but I really wish I could have tried some of these before spending the equivalent of a house on three different programs.

Lesson 3
Spend time getting to know your strengths.  I always knew I was comfortable as a teacher/trainer; but, I was not the strongest student in high school and being a dyslexic (and dysgraphic) and my only real understanding of education was traditional K-12 or finishing my PHD to teach in academia.  I also did not relish the idea of being a teacher in a traditional classroom.  A friend of mine suggested I was an "alpha gamer" even though I am not a "gamer."  What he meant was when I get excited about any topic I share it with anyone who will listen, and that excitement can be infectious.  I love technology and I love all the new innovations coming out every year.  I admit it, I am a bit of a tech geek.  What does this all mean about knowing your strengths?  I am a non-traditional educator motivated and inspired by the new innovations of this age.  Knowing that now, I would have gone into Instructional Design and development as opposed to straight adult education and training.  That would have tied more of my strengths and desires.  But!  I am not going into further debt to go back for that.  So, I will take my education and work on innovating from there.


I am sure there are many more lessons I learned throughout this process, but those are my top three and I am caught wondering what will I do when I am done?  I won't know what to do with myself.  What else do I want to learn?  I always used to say I was a "Jane of all trades, master of none."  Now, I can say, I am a "Jane of all Trades, Master of One!"

Please do not read my rantings about cost deter you from reaching for your goals.  Just think clearly about the long term costs of taking on student loans when you are older.  

All throughout my Master's degree program, I am constantly bombarded with "vernacular" of the Education community.  Coming from a business and IT background some of these terms were new to me.  Names like pedagogy and andragogy; meaning education of children and education of adults, respectively.  I honestly don't see the point in putting a greek word on something because we are in higher education.  Sure, we want to be consistent with our message and our goals but the use of "high-browed" words actively separate us from those we wish to reach.  

Recently on the television program Survivor there was a gentleman called Tarzan who chose to use these "$0.50" words in order to baffle the contestants and often he used the incorrect "$0.50" word in several situations.  Even during the reunion show he used a word that was in the neighborhood but really incorrect.  If people are intimidated by the words we speak around them, we are separating ourselves from those who could teach us much about life.  

I am definitely a proponent of using the appropriate, even pithy, word when speaking and writing and my friends and family can attest to my correcting grammar usage, but that doesn't mean we confuse people by using that vocabulary.  I was raised by a mother who never spoke down to me and used her vast vocabulary any time we spoke; but the vocabulary was used appropriately for the conversation and, most of the time, I could use the context of the sentence to determine the meaning of the unknown word.  

Did you know that when we are reading and come across a word that our brains can't deduce within the context of the sentence causes lack of attention to the reading that follows that word.  Our brain stays focused on the word that it couldn't figure and, while our eyes are still reading, the comprehension stops.  So if we are baffling our readers with $0.50 words, we may keep our readers from the important content of our message.  

Let's make education accessible to our audience and avoid talking over or down to our learners!!!

Throughout my daily life, this week, I experienced many people complaining that someone else is responsible for their lack of understanding or missed opportunites.  The software manufacturer, the hardware manufacturer, the school administration, ... the list goes on and on.  

Here is my feedback:
We are all personally responsible for assimilating the information provided to us in life.  If we don't have answers there are millions of resources to tap before pointing fingers.

Try Google!!!  
Searching the Web is much better than it was even five years ago.  If I don't know the meaning of something, or I just don't understand a concept, I don't expect my professors to spoon knowledge into my head.  I have to read the materials, do research and find my answers.  Thank you University of Phoenix!  I don't often say that because there are many more topics I wish my program detailed to make me better prepared for the technical world of adult learning.  So, do I wallow in my own self-pity that this program doesn't meet my needs or do I find another way to get the information?  The latter makes the most sense.  This program was much like Law school.  Here is how to think about education; here are some theories that the current thinking on education espouses; here are some models for planning education; now, go apply that knowledge.  

That means I have to probably shell out more money and take more classes if I can't find a video or other resource to teach me what I need to know.  I am looking forward to learning more with my newly acquired Master's degree this summer.  

Is there an App?  
I have always had a "brown thumb" when it came to gardening.  I either over watered or neglected the plants until they were beyond saving.  I decided I wanted to try container/vertical gardening this year and had no idea where to start.  So, I found a class at the local nursery and while the teacher gave me some good ideas on what to plant and where she didn't teach me HOW to build or tend my garden.  What did I do?  I looked up in my App store and found a garden minder app that sends me emails as to when to plant seeds for germination, when to take them outside and what some of the other pesky weeds in my garden might be.  

Did I blame the teacher at the nursery for my garden's success or failure?  NO!!!  This woman was nice enough to impart some wisdom with her successes and failures and help spark my interest in gardening.

Use your resources!
If I don't know how to do something in a new software package or App I poke around and see what I can figure out on my own.  If that doesn't work, I ASK!

I am completely self-taught on SQL queries within Microsoft SQL Server.  How did I do that?  I saw someone writing queries and said, "that's cool! how did you do it?"  I found YouTube videos on the basics of SQL queries and the logic of databases.  This was new to me when I started working for my company eleven years ago; now, I am considered someone who can get useful information out of the database.  I never read a book (have you seen technical manuals?!?), never took a class, and I learned how to query databases using SQL. I still stumble today and luckily I have resources who, as long as I at least tried to build it myself, are more than willing to check my work and point me in the direction of where I went wrong.

Does the software website have resources?
I am pretty proficient using Adobe Photoshop and Bridge but there are things that aren't super intuitive.  Like, finding the darn Drop Shadow!  Do I call Adobe (long distance) and complain to the support tech that their software is poorly designed?  No.  I go the the support portion of their Website and see what I might find.  Low and behold! there is Adobe TV!  There I can find all sorts of training videos on topics I want to know. 

None of my rantings today mean you should "shut up and deal," or avoid reporting a glitch or bug to a software or hardware manufacturer.  What it means is spend a little time trying to figure things out, use your resources and try and try and try before complaining you don't know how to do something.  The answers are there for you, they just need to be found.

No one is perfect and I am guilty of every item I just ranted about here.  But, I have learned from my mistakes and I try to apply that new knowledge into my own life and personal expectations.  Hopefully you will too.

....Stepping off my soapbox....

If you have read my BLOG before you know I am completing my Master's degree in Adult Education and Training.  While I am a proponent of learning throughout our life, I am trying to understand the Return On Investment (ROI) on completing my Master's degree.  I am approaching my mid 40's and will be paying my in excess of $50K of student loans for a minimum of the next 10 years, if not the next 25. 

While studies show that college graduates statistically make more than those without college degrees, I don't see any studies that show the loss of payments into 401K or Retirement funds calculated within them.  I read today that this Business Week study does have marked declines in the ROI but it still seems to support the educational systems as they are at this time.  

I believe wholeheartedly that if someone has the opportunity to learn at the college level they should.  However, the cost/benefit is not what it used to be.  Be an informed consumer!!!